CarePay is a data-driven social enterprise operating in Kenya, Nigeria, Tanzania and with headquarters located in Amsterdam. We have developed a mobile health benefit platform that has the potential to fundamentally change healthcare. The platform digitally connects patients, health payers (e.g. insurers, governments) and healthcare providers to one platform. We believe that through mobile technology everyone can be connected to health insurance against very low marginal costs. Using our health wallets leads to reduced costs, creates huge data value for the users, and enhances transparency.